ONE PPF WHOLESALE TERMS OF SERVICE

Effective Date: May 4, 2026 Issued by: ONE PPF Inc., Sarasota, FL Version: v1

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These Wholesale Terms of Service (these "Terms") govern your use of the ONE PPF wholesale ordering platform at onepaintprotection.com and your purchases of ONE PPF products for installation in your shop. "ONE PPF," "we," "us," or "our" means ONE PPF Inc., a Florida limited liability company taxed as an S-Corporation under Subchapter S of the Internal Revenue Code, authorized to do business in the State of Florida, with its principal place of business at 1187 Tallevast Road, Suite 1187, Sarasota, Florida 34243. "You," "your," or "Dealer" means the authorized business registered as an ONE PPF wholesale dealer.

By creating a dealer account, placing an order, or otherwise using the ONE PPF wholesale platform, you agree to these Terms.

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1. Eligibility

To register as an ONE PPF wholesale dealer, you must:

• be a valid business entity or lawfully operating sole proprietorship in the United States;
• hold, or provide upon request, a current resale certificate valid in the state(s) in which you do business;
• be at least eighteen (18) years of age with authority to bind the business on whose behalf you register; and
• maintain accurate and current contact, tax, and ownership information in your dealer account.

ONE PPF may decline any registration request at its sole discretion.

2. Account Registration

You are responsible for the accuracy of all business information you provide at registration and throughout the life of your account. You may not share your dealer credentials with any person outside your business. Each distinct business requires a separate dealer account. If you misrepresent any information material to your registration or tier eligibility, ONE PPF may suspend or terminate your account without notice and may recover amounts tied to the misrepresentation.

3. Product Orders

All orders submitted through the wholesale platform enter an order approval queue. ONE PPF reserves the right to decline, modify, or cancel any order in its sole discretion, including without limitation orders that appear inconsistent with Dealer's registered shop capacity, orders that exceed a Dealer's approved credit line, and orders that trigger anti-grey-market review. Approval of one order does not obligate ONE PPF to approve any future order.

4. Pricing and Tier Display

Pricing displayed in your dealer account reflects your current ONE PPF tier. ONE PPF may adjust rates prospectively on thirty (30) days' prior written notice to Dealer, consistent with Addendum A Section 6 of the ONE PPF Authorized Installing Dealer Agreement. Orders accepted by ONE PPF before the effective date of any such adjustment are honored at the prior rate.

Confidential pricing-bracket rates displayed to invited Dealers are confidential under the applicable Addendum D or applicable confidential-tier agreement Section 14 and are subject to the non-disclosure obligations set out there. Nothing in these Terms permits any Dealer to publish, forward, or otherwise disclose confidential pricing-bracket information to any third party.

5. Payment Terms

Default payment terms are prepaid by credit card or ACH through Stripe at the time of order submission. Net 30 payment terms are available only to Dealers admitted to a confidential pricing bracket under a separately signed ONE PPF Net 30 Credit Agreement (template at net30-credit-agreement-v1.md). Net 30 credit is subject to credit review, credit-limit caps tied to tier, and the other terms set out in the Net 30 Credit Agreement.

6. Shipping and Risk Transfer

All orders ship FOB origin. Through July 31, 2026, ONE PPF ships from Danbury, Connecticut. Beginning August 1, 2026, ONE PPF transitions fulfillment to Sarasota, Florida. Risk of loss and title pass to Dealer at the time the carrier takes possession at the origin facility. Dealer is responsible for inspecting shipments on delivery. Damage claims must be reported to sales@onepaintprotection.com within forty-eight (48) hours of the carrier-reported delivery date with photographic or video evidence of the damage. Damage claims reported after the 48-hour window may be evaluated at ONE PPF's sole discretion but are not guaranteed.

7. Returns and Refunds

Sealed and unopened products may be returned within thirty (30) calendar days of the delivery date, subject to restocking fees and the other terms set out in the ONE PPF Refund Policy at onepaintprotection.com/refund-policy. The following items are non-returnable except where the product arrives defective:

• custom-cut sizes (including 15-foot cuts, 25-foot cuts, and any non-standard length);
• color rolls (any SKU in the Color Series catalog);
• window film cuts; and
• any other custom-produced or made-to-order item.

Defective products are eligible for refund or replacement under the Refund Policy. See the Refund Policy for full terms, including restocking fees on opened rolls and response-time commitments.

8. Warranty Pass-Through

ONE PPF product warranties run 8, 10, or 12 years by product line, as stated in the applicable product data sheet and on onepaintprotection.com. ONE PPF product warranties apply only to film installed by a Dealer who is in good standing as an Authorized Installing Dealer of ONE PPF at the time of installation. Warranty claims flow through the ONE PPF dealer portal. Dealer is responsible for registering each installation in the dealer portal within thirty (30) days of installation to preserve warranty coverage for the end customer. Warranty claims submitted outside the dealer portal, or submitted by a party who is not the installing Dealer or the installing Dealer's end customer, are not eligible. See the ONE PPF Warranty Terms for full rules.

9. Intellectual Property and Brand Use

ONE PPF grants Dealer a limited, non-exclusive, non-transferable, revocable license to use ONE PPF trademarks, service marks, logos, and certified-dealer badges solely for the purpose of marketing Dealer's services as an authorized installer of ONE PPF products. Dealer may not sublicense, assign, or transfer the license. Dealer's right to use any certified-dealer badge (including "ONE PPF Reserve Partner" and, for an invitation-only Confidential Tier dealer, the applicable generic Reserve Class cohort badge; specific Confidential Tier badge names are not used on public-facing surfaces) is conditioned on Dealer's continued good-standing in the applicable tier; upon tier glide or termination, Dealer shall cease all use of the affected badge within thirty (30) days.

Dealer's own marketing content (photographs, video, social-media content, and written copy created by or for Dealer and not incorporating ONE PPF proprietary assets) remains Dealer's property. Where Dealer supplies install photographs to ONE PPF under a signed confidential pricing-bracket addendum, the license grant in that addendum controls.

ONE PPF retains all right, title, and interest in and to ONE PPF trademarks, logos, badges, product identifiers, formulations, color libraries, training materials, proprietary software, and the onepaintprotection.com platform. Nothing in these Terms grants Dealer any ownership interest in any ONE PPF intellectual property.

10. Price Changes

ONE PPF may adjust product prices, tier discount rates, or both, prospectively, on not less than thirty (30) days' prior written notice to Dealer. Notice may be delivered by email to the Dealer's registered account email, by posted notice in the Dealer portal, or by notice under Addendum A Section 6. Orders accepted by ONE PPF before the effective date of any price change are honored at the prior price. Dealer's continued use of the wholesale platform after the effective date constitutes acceptance of the revised prices.

11. Termination

11.1 Termination by ONE PPF for Cause. ONE PPF may terminate Dealer's wholesale account for cause upon material breach by Dealer of these Terms that remains uncured thirty (30) days after written notice of the breach.

11.2 Termination by ONE PPF Without Cause. ONE PPF may terminate Dealer's wholesale account without cause on ninety (90) days' prior written notice to Dealer. All orders accepted by ONE PPF before the effective date of such notice will be honored.

11.3 Termination by Dealer. Dealer may terminate Dealer's wholesale account at any time on thirty (30) days' prior written notice to ONE PPF. Dealer remains responsible for payment on all orders accepted by ONE PPF before the effective date of such notice.

11.4 Survival. The following obligations survive termination of these Terms:

• confidentiality obligations under Section 4 and under any applicable Addendum D or applicable confidential-tier agreement Section 14;
• anti-grey-market obligations under Section 9 of the applicable Addendum D or applicable confidential-tier agreement and under any separately signed anti-grey-market covenant;
• warranty pass-through under Section 8 for installations completed before the effective date of termination;
• payment obligations on orders accepted before the effective date of termination;
• limitation-of-liability and disclaimers under Section 12; and
• governing law and dispute resolution under Section 13.

12. Disclaimers; Limitation of Liability

ONE PPF products are sold "as is" and "as available" except for the express written warranties published on onepaintprotection.com and in the product data sheets. To the maximum extent permitted by applicable law, ONE PPF disclaims all implied warranties, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Cap on Liability. To the maximum extent permitted by applicable law, ONE PPF's total liability to Dealer for any claim arising out of or relating to these Terms or any order placed under these Terms is capped at the purchase price paid by Dealer for the specific product giving rise to the claim.

No Consequential Damages. In no event is ONE PPF liable to Dealer for lost profits, lost revenue, lost business opportunity, loss of goodwill, or any indirect, consequential, incidental, special, exemplary, or punitive damages, regardless of the legal theory (contract, tort, strict liability, or otherwise) and regardless of whether ONE PPF has been advised of the possibility of such damages.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

13.1 Mandatory Mediation. The Parties shall first attempt in good faith to resolve any dispute arising out of or relating to these Terms through mediation administered by a mutually agreed mediator located in Sarasota County, Florida. Mediation shall be initiated by written notice and shall conclude no later than sixty (60) days after initiation unless the Parties agree in writing to extend.

13.2 Binding Arbitration. If mediation does not resolve the dispute, the dispute shall be finally settled by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall be conducted in Sarasota County, Florida, by a single arbitrator. The arbitrator's award is final and may be entered as a judgment in any court of competent jurisdiction.

13.3 Class Action Waiver. Dealer and ONE PPF each waive any right to participate in any class action, collective action, or representative action arising out of or relating to these Terms. Disputes must be brought in an individual capacity only.

13.4 Carve-Outs. Notwithstanding Sections 13.1 through 13.3, either Party may (a) bring a qualifying claim in the small-claims court of Sarasota County, Florida, and (b) seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property, confidential information, or trade secrets.

13.5 Venue for Carved-Out Proceedings. For any proceeding carved out under Section 13.4 and for any proceeding to enforce an arbitration award under Section 13.2, venue is in the state or federal courts located in Sarasota County, Florida, and each Party consents to personal jurisdiction there.

14. Changes to These Terms

ONE PPF may modify these Terms at any time. Modifications apply prospectively only; orders accepted by ONE PPF before a modification effective date are governed by the Terms in effect at the time of acceptance. ONE PPF will provide notice of material modifications by email to the Dealer's registered account email, by posted notice in the Dealer portal, or both, not less than thirty (30) days before the modification effective date. Dealer's continued use of the wholesale platform after the effective date of a modification constitutes acceptance of the modified Terms.

15. Contact

Email: sales@onepaintprotection.com Mail: ONE PPF Inc., 1187 Tallevast Road, Suite 1187, Sarasota, Florida 34243

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